Bank Manager – Direct-Indirect Lending Resume
Dale Wong
614 Harmony Lane
Pleasantville, CA 94522
(911) 523-1224
Career Objective
Director for 15 years of experience in business and the loan directly / indirectly in the banking sector. Career progression is a solid experience in promotions, top-surface treatment. I am looking for opportunities where my organizational skills and the experience has a major impact.
Professional Profile
• Strong interpersonal skills and communication with demonstrated ability to develop and maintain a healthy business.
• Demonstrated ability to take on difficult roles, acting in positions of high visibility, work under pressure to meet deadlines and produce solid long-term results.
• aggressive and energetic starter, work effectively both independently and as a team member.
• continued success exceeded productivity goals.
Professional results
• No. 1 in sales more than tripled GAP GAP penetration within a year.
• Significantly increased EOM increase the number of loan portfolio of $ 20 million $ 70 million in August 1996 Dealer Financial Services presence Caldicott.
• Increase the volume of business with the local distributor base, while a delinquency rate of 1.5% on average with an ROE of 25%.
• established relationships with over 150 large car dealerships. Increase of the National Bank Auto Finance loan portfolio of $ 20 million to $ 180 million one-year period.
• Chaired Committee Fundraiser (United Way), the best results Institut Bank-wide.
• Recognized for achieving the highest monthly volume of the lending industry. Reached the highest volume of credit life and disability sales add-on.
• Department Top Performer with the lowest rate of juvenile delinquency (0.40%) as the collector at the State Bank of Lexington.
• Introduction and implementation of a monitoring program of insurance for $ 70 million portfolio of loans.
Work Experience
Caldicott Banks, Inc. (distributors Financial Services), Tampa, Florida
1996 – Present
Associate Director / Senior Director Underwriting
Recruited back to the Bank as Caldicot Underwriting Officer Chief Financial Auto Chase to manage the local dealer base and increase business volume, while the current dealer relationships.
National Auto Finance Bank, Tampa, FL
1995 – 1996
Analyst privileged
Maintenance and a greater amount of the loan is $ 25 million from the state of Florida $ 4 million per month. He also purchased the contracts in eight states throughout the Southeast, the largest automotive dealership financial services in the national banking sector.
Caldicott, Banks, Inc. (Dealer Financial Services), Clearwater, FL
1993 – 1995
Loan Officer / Loan Distribution
Responsible for the procurement of contracts retail dealers of growth, loss, and performance parameters set by management. Working with dealers to maintain relationships and market share has increased.
Lexington State Bank NA, Lexington, KY
1991 – 1993
Loan Officer / Loan Distribution
Promoted to Deputy Director in the Department Adjustment Credit. Personally interviewed candidates analyze credit information and close the different types of consumer loans. Maintained by credit and not credit the financial needs of existing customers, maintain a positive relationship to improve future activities.
Lexington State Bank NA, Lexington, KY
1988 – 1991
Alignment Assistant Manager / Credit Institute
Promoted to deputy director after a successful three years in collections. Managed day to day operation of the department credit adjustments, handling customer questions, concerns and complaints, while achieving a department of youth crime far below industry standards. Supervised, trained and motivated a team of five.
Training and development
American Institute of Banking, Lexington, KY
Additional training
• Operational Training
• Consumer Credit
• Residential Loan
• loan direct / indirect
• PACS, CMSI (Credit review), Windows, Lotus 1-2-3